TEXAS TORNADOS WASTED DAYS AND WASTED NIGHTS REGISTRATION
Your registration fees may also be included, which can save you a trip to the DMV. You might have fees for things like documentation, and destination charges for getting the vehicle from the manufacturer to the lot. And when you buy a new car, keep in mind that there are often extra fees in addition to what you pay for the car itself.
Now for any car, there are plenty of extra things you can get, like satellite radio or a sunroof, which can drive up the price, but we’re going to forego the bells and whistles and stick to a basic model.
So let’s look at the costs involved in getting a new, basic subcompact sedan that has a sticker price of about sixteen thousand four hundred fifty dollars. That gives you six thousand seven hundred twenty dollars a year to spend on your car, or five hundred sixty dollars a month. To figure out your budget, we’ll take sixteen percent of forty two thousand. So for our example, let’s use this as a guideline, and look at what this might be for an annual income of forty two thousand dollars. That’s a figure that includes all the expenses of owning a car-not just your car payments, but your gas, insurance, maintenance and repairs, and everything else as well. On average, people spend about fourteen to sixteen percent of their annual income, before taxes, on their transportation budget. So, before you begin to shop around for a car, you might want to take a look at some of these costs so you’re not caught off guard.
Your monthly car payments might be affordable, but you also have to keep in mind other costs you’ll have, like insurance payments… registration fees… and unpredictable expenses such as a sudden hike in gas prices or the need for a big repair. There are lots of important decisions to make when buying a car: Do you need a truck for the farm or a small car for the city? How important is gas mileage to you? What color do you want? Once you decide what car you want, figuring out what you can actually afford can seem a bit complicated.
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